The hidden value of utilizing a debit card 💳

I sued to buy $50 worth of gas with $5 on my credit card

My debit card declined at the shop and it didn’t go into minus so the co op lady bought my stuff with her own money 😭

Isn’t it the other way around

it won't work

Totally wrong, it is the opposite

That is only because f you add the overdraft

No its actually the opposite

Not always true. Mine would get declined. Also, maybe if you only have $2 left on your account you should be extra cautious what you buy, and not just let yourself find out once you already got yourself an overdraft fee?

My debit card refused once, it says not enough money on bank account

timmeh

Doesnt work in my account 😂

I knew this since I was 5 [my father taught me]

Me: buys a lambo when i have 2 cents in my account

Isnt credit the money u owe and debit the money u have? I think u mixed it up but im not sure

So I can buy a l
abmo

Then why can’t I buy stuff even tho I have 0.02 cent

The Ramen is chiken Ramen and it haram

so debit cards = debt and credit cards = you broke, i will have that noted

Unless you have overdraft protection, which most banks offer

I've been tought the exact opposite

Funny how it clearly said "not enough money" on the pay thinghy then

Bro i know that there is a green screen

🧢

I'm A debit user, that's definitely not true

Bullshit, you can return the goods and get an immediate refund.

Debit cards can also decline😂 don't ask me how I know that maybe it's because I use one lol

Fun fact if you use an online back like current or upgrade you wont get charged, lots of the time they wont let it go negative, also some have overdraft protection

What country is this?

That's some wrong info

🪪💰💷💶💴💴💷💷💷💸💹💹💹🧾

My debit card doesn’t do that if u don’t have enough it won’t go through

Oh you said debit card and cardit card will decline

That’s credit card it’s the exact opposite of debit card

No you can’t use debit card if did not have the same money you want to use it for I try it and it say your card is decline

wrong info

Not entirely true it’s situational from account to account. From a banker

If you have a debit card for a credit union they have a selection to decline without using overdraft protection. So is this the same?

This isn't exactly true anymore… Obama signed a law that stopped this…unless it's been reversed…banks can only charge for checks and ACH payments

This guy is completely wrong it's the it's not the opposite either it just depends on if you have overdraft or not simple as that

Overdraft is optional so if you aren't using it, the card will just decline if you don't have enough money.

TF did I just watch. 🤧

Funny until you realize that you also have two dollars in your bank account

That is only if the person doesn't setup over draft setup