I have been saving up money. Some of it I have spent but some I have saved. It wouldn't hurt to save money once in awhile instead of always spending it. Especially if you want stuff that you want or if you want to save up for a vacation or a trip.
Use your one of your extra paychecks a year to catch up current/ahead on all bills. Then manually pay all of your bills on the 1st of every month. This way you do not have to remember every due date or pay late fees. Or split payments to the 1st and 15th. The sooner you get bill money out of your hands the better
My biggest problem is I am a single mom and half my monthly income goes to my rent. Mind you I am in a 1 bedroom apartment with my 5 year old paying almost 1100 and that does not include utilities, food, gas, and a growing child
Watching how much electricity you use can pay off. I pay just under 100 a month on it. My coworkers and friends are always saying I pay a fourth of what they pay. Just be mindful. I haven’t turned on the AC cause the unit needs some attention from the landlord. Small habits add up, keep up the work.
I really enjoy your videos. I am working 2jobs and would really like to cut my 2nd job once I’m debt free and have a 6month emergency fund. I make 30k year after taxes and I really need to know how to manage that amount cause I don’t want to work 2jobs, and I know it’s possible
I don't know who said it but: "If you can't buy it at least twice, you can't afford it." Thus what I do… everytime I want to buy something besides basic needs I transfer the same amount to my savings account, too. Hence, the doubled amount is gone from my debit account and I never spend without saving at the same time. If I can't afford to save the same amount I strictly don't buy. Works great. And I always save 10% of all incoming money first. The buy-save thing is additionally to that.
You could learn how to invest your Money into Stocks. But get yourself a serious teacher. I booked a course from a Great Woman And I will get at least 8% on my savings oder the next 10 years. More Like 15% I am scared of being poor once I am old so thats why I start investing early
You can shut off the electricity in parts of your house you don’t frequent or shut the whole house except the fridge when you know you’re going to be out for hours from the main power box.
You are so right about a budget is so freeing! It is the best way to live and save. Being widowed and living on SS and a small part time job, I am very proud to save money too.
I did a balance transfer as well I had 8k debt on a cc and everytime a made a payment .. here came the interest fee if I paid 200 150 would be as if I only paid interest 😢 this was capital one … I did a transfer to discover and paid 400… and no interest for 18months I am not down to 3500 😅
![[Bombshell News] Consultants say we’re DANGEROUSLY near a recession 🚨](https://i.ytimg.com/vi/DvnKvkjdsMc/maxresdefault.jpg "[Bombshell News] Consultants say we’re DANGEROUSLY near a recession 🚨")
When I say “low income” what do I mean? Check out my recent video! ▶️ https://youtu.be/GzRjf9tq-JU?si=sVJfCeb5dSyCF5Bv
I had almost £200 worth of subscriptions and didn't even know…
Do anyone have any person experience with Matilda A Hayes?
So much value packed in here.
This was fun AND informative.
The sound effects were great.
I have been saving up money. Some of it I have spent but some I have saved. It wouldn't hurt to save money once in awhile instead of always spending it. Especially if you want stuff that you want or if you want to save up for a vacation or a trip.
I had so much fun watching this.
Keep up the amazing work.
Which version do you prefer?
Love the energy in this video.
This is seriously underrated.
Use your one of your extra paychecks a year to catch up current/ahead on all bills. Then manually pay all of your bills on the 1st of every month. This way you do not have to remember every due date or pay late fees. Or split payments to the 1st and 15th. The sooner you get bill money out of your hands the better
Do you have a consolidate list of these tips?
Such practical tips! 💰 Inspiring to see how much you can save even on a low income. Definitely taking notes for my own budget!
Thank you so much for this video! Super helpful. What advice do you have about WiFi costs?
You are so nice. I love how personal and practical your tips are ❤❤❤
My biggest problem is I am a single mom and half my monthly income goes to my rent. Mind you I am in a 1 bedroom apartment with my 5 year old paying almost 1100 and that does not include utilities, food, gas, and a growing child
“did you leave your tail in the other room? why is the light on”
i am my mother now
Please define “low-income”
“Low Income” is how much? Less than eighteen an hour?
👏👏👏👏👏👏
Watching how much electricity you use can pay off. I pay just under 100 a month on it. My coworkers and friends are always saying I pay a fourth of what they pay. Just be mindful. I haven’t turned on the AC cause the unit needs some attention from the landlord. Small habits add up, keep up the work.
🩷❤️🧡💛💚🩵💙💜🖤🩶🤍🤎💰🪙⚖️💰🪙⚖️💰🪙⚖️💰🪙⚖️💰🪙⚖️
Great video 😊🩵
It makes better financial sense to get rid of debt prior to focus on an emergency fund. Lose debt first.
16:25
I love watching ur videos
SOFI is so good. Everything in one.
I really enjoy your videos. I am working 2jobs and would really like to cut my 2nd job once I’m debt free and have a 6month emergency fund. I make 30k year after taxes and I really need to know how to manage that amount cause I don’t want to work 2jobs, and I know it’s possible
I don't know who said it but: "If you can't buy it at least twice, you can't afford it."
Thus what I do… everytime I want to buy something besides basic needs I transfer the same amount to my savings account, too. Hence, the doubled amount is gone from my debit account and I never spend without saving at the same time. If I can't afford to save the same amount I strictly don't buy. Works great. And I always save 10% of all incoming money first. The buy-save thing is additionally to that.
You could learn how to invest your Money into Stocks. But get yourself a serious teacher. I booked a course from a Great Woman And I will get at least 8% on my savings oder the next 10 years. More Like 15%
I am scared of being poor once I am old so thats why I start investing early
You can shut off the electricity in parts of your house you don’t frequent or shut the whole house except the fridge when you know you’re going to be out for hours from the main power box.
I love your unedited, honest, off-the-cuff personality AND you're giving great advice. Appreciate your honesty ❤
You are so right about a budget is so freeing! It is the best way to live and save. Being widowed and living on SS and a small part time job, I am very proud to save money too.
I did a balance transfer as well I had 8k debt on a cc and everytime a made a payment .. here came the interest fee if I paid 200 150 would be as if I only paid interest 😢 this was capital one … I did a transfer to discover and paid 400… and no interest for 18months I am not down to 3500 😅