Be certain that to do that each time AFTER you receives a commission. This can be a nice paycheck price range routine, ritual and behavior. It is what I did within the …
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"here's the easy part, make a spreadsheet of your bills"….. 😢😮 😂 yeah.. he hasn't met me. the word spreadsheet makes my dopamine drop to the very bottom of the middle earth. good lord.
I'm going to save your time: he says nothing useful for the average normal person. Just in the beginning he already starts with an unrealistic hypothesis (30% of income for housing, 10% for food, 10% for utilities) when everybody knows housing+bills+utilities+groceries take away AT LEAST 60/70% of income of us normal people
This video only applies for well-established people with high paying jobs. Looks like I still need to think up my own unique formula to build wealth in difficult times while living with my parents and earning a crappy salary!!
This video is perhaps not addressed toward the average earner that wants to live a decent life. Cause ain't no way one can find a place to rent that is any less than 40 %of their monthly income. that isn't a cardboard box with a tin foil lining. Sure, if you wanna save that would be ideal. It just isn't if you want to live with some dignity and not go insane in a tiny room that only fits a bed just to save up.
I survived a week with literally one dollar one time when something came up & I had to spend it all… It taught me how to not spend money, now I just act like I'm broke and don't touch most of my money at all. Fk that
Im Asian and 28 and unmarried haha. I live with my parents so that I won't pay rent. I pay the rest of the bills in the house though. Food takes up a bulk of my expenses.
You wanna know how to save money and budget your spendings. Look for a new job that pays more than your current one, i was making $15/ hr and left that job for a $24/ hr job and it was the best decision of my life. You guys arent stuck, dont ever feel that way, you guys have free will, if you feel like you cant get anywhere financially, you might just have to take a leap of faith and apply to that job youve been looking at for a month. But lets say you do make really good money but rent is too expensive, then start looking at new apartments and try to find one cheaper, yall can get roommates or start having your girlfriend pay rent 😭 cuz ik some of yall let them do that
I don’t have pay days. Self employed for the last 15 years but every time I get money it goes straight to savings or paying off my investments. Usually the latter as long as I have a cushion for when shit happens.
Can we please stop saying housing should be about 30%- sure, it SHOULD be, but that is not the reality anymore, even if someone is trying to find it. “Advice” like this is seriously so out of touch and makes me not take the creator seriously- to use an outdated comment like housing should be 30% paired with a whole you need to buy less pizza and purses shows me you don’t get the struggle
Your first car should be horrible so you can pay cash. then put aside money as if you were paying on a car loan. When your first car dies, once again buy acar with cash using the money you saved up. Hopefully it is a better car and continue the cycle.
If you can manage it, I recommend an "emergency Lawyer fund" in a separate account from your main "emergency Fund" minimum ~$400 (slightly higher than contested speeding ticket cost). The bigger it is the more peace of mind you'll have (even more than just a high emergency fund)
![[Bombshell News] Consultants say we’re DANGEROUSLY near a recession 🚨](https://i.ytimg.com/vi/DvnKvkjdsMc/maxresdefault.jpg "[Bombshell News] Consultants say we’re DANGEROUSLY near a recession 🚨")
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"here's the easy part, make a spreadsheet of your bills"….. 😢😮 😂 yeah.. he hasn't met me. the word spreadsheet makes my dopamine drop to the very bottom of the middle earth. good lord.
…. housing 30%.. I know a lot of people in the UK and China whose rent is either 50% or more. 😅
Just got kicked out as a student making $340 biweekly TAing… Any advice on finding a job quick?
I'm going to save your time: he says nothing useful for the average normal person.
Just in the beginning he already starts with an unrealistic hypothesis (30% of income for housing, 10% for food, 10% for utilities) when everybody knows housing+bills+utilities+groceries take away AT LEAST 60/70% of income of us normal people
This is the kind of financial advice that actually makes sense and is easy to apply. Thanks for sharing
This video only applies for well-established people with high paying jobs. Looks like I still need to think up my own unique formula to build wealth in difficult times while living with my parents and earning a crappy salary!!
Only way I’m getting an emergency fund is by paying off my loans.
Anyone else here because of the thumbnail?
And how can we save money .?? Monthly .?? For every pay check .??
This is very interesting I need to start up saving money just in case a disaster happens
This gave me new ideas.
Why nobody here has said " i came from that mrbeast2 short"💔
This is how you do YouTube right.
This video is perhaps not addressed toward the average earner that wants to live a decent life. Cause ain't no way one can find a place to rent that is any less than 40 %of their monthly income.
that isn't a cardboard box with a tin foil lining. Sure, if you wanna save that would be ideal. It just isn't if you want to live with some dignity and not go insane in a tiny room that only fits a bed just to save up.
This deserves a million views.
Needed this financial motivation
Super practical and easy to understand
Can’t wait to go back to work, after giving the most undeserved women my hard earned savings.
As a 25 year old man this really helped me prevent almost going into debt
This was very inspiring.
I survived a week with literally one dollar one time when something came up & I had to spend it all… It taught me how to not spend money, now I just act like I'm broke and don't touch most of my money at all. Fk that
I feel bad buying something at dollar tree… I'm cheaper than mr krabs ftw
Albert Einstein did not say that lol
Automating your finances is sure way of losing control of your finances…. automatically
Introverts are eating well
On payday, we just have fun with what we already have and see no need to go outside
I’ve learned something new.
Im Asian and 28 and unmarried haha. I live with my parents so that I won't pay rent. I pay the rest of the bills in the house though. Food takes up a bulk of my expenses.
You wanna know how to save money and budget your spendings. Look for a new job that pays more than your current one, i was making $15/ hr and left that job for a $24/ hr job and it was the best decision of my life. You guys arent stuck, dont ever feel that way, you guys have free will, if you feel like you cant get anywhere financially, you might just have to take a leap of faith and apply to that job youve been looking at for a month. But lets say you do make really good money but rent is too expensive, then start looking at new apartments and try to find one cheaper, yall can get roommates or start having your girlfriend pay rent 😭 cuz ik some of yall let them do that
This had me hooked the whole time.
This news is well-written.
Can’t believe I wasn’t subscribed earlier.
I don’t have pay days. Self employed for the last 15 years but every time I get money it goes straight to savings or paying off my investments. Usually the latter as long as I have a cushion for when shit happens.
Your uploads always make my feed better.
Can we please stop saying housing should be about 30%- sure, it SHOULD be, but that is not the reality anymore, even if someone is trying to find it. “Advice” like this is seriously so out of touch and makes me not take the creator seriously- to use an outdated comment like housing should be 30% paired with a whole you need to buy less pizza and purses shows me you don’t get the struggle
letterman david
astrametical
I’m 25, after losing all my wealth to a break in 2021, i lost my sense of financial stability. This video is my second beginning!
Common sense
Your first car should be horrible so you can pay cash. then put aside money as if you were paying on a car loan. When your first car dies, once again buy acar with cash using the money you saved up. Hopefully it is a better car and continue the cycle.
Who pays for streaming anymore, I just pirate that stuff 🤣
If you can manage it, I recommend an "emergency Lawyer fund" in a separate account from your main "emergency Fund" minimum ~$400 (slightly higher than contested speeding ticket cost). The bigger it is the more peace of mind you'll have (even more than just a high emergency fund)