HOW TO SAVE YOUR FIRST 100K – TIPS and PERSONAL EXPERIENCE

I turned 22 this year, and was able to reach my first 100k! I achieved this via my Academic scholarship reimbursements, TikTok work, & a full time job right after graduation. Though I spent most of it na haha it was so worth it to see na I bought things with my own money after relying to my parents for a long time wahahhaha😂

Very motivating po tnx for this video❤

I reached my 100k savings after working around 1 year, wala akong winaldasan agad sa pera ko kasi alam ko mabilis lang mawala yan isang sakit or accident lang wala na. Walang bakasyon bakasyon kasi more on bahay lang ako hahaha. Nilipat ko sa Maribank/Seabank para may interest ever since 2023, at ngayon nanonood na ako ng mga videos tulad nito para may insight ako kung san pwede ilagay ang pera hehehe

Delete ko nalang lahat mga na add to cart ko hahaha 50k muna goal ko sana kayanin

thanks jax, i have reached my 100k+ , and i am now 71, better late than never 😇

OMG!!! Honestly di ko expected na makakaipon ako ng ganto. Ma-reach ko na yung 100k ko next month😳🥲 naging part si kuya Jax sa inspiration ko. 2 months ago ko lang sya nakilala dito sa YT. Thank you sobra!!!🥰 Keep it up po sa lahat ng gusto makareach ng 1st 100k! Next goal 200k naman tayo. Lets Go!!!😍

Wow.. ang galing!! Nakakuha ako ng tip. Thank u so much!

Thank you Jax, nakakatuwa naman. Sana makapagshare din ako kapag naachieve ko na first 100k savings

Hi sir jax, bumalik talaga Ako sa dito sa video mo para mag thank you, Ang goal ko this 2025 makaipon Ng at least 100k, but halos umabot na Ng 200k Ang ipon ko Hindi pa kasali Ang December 13month, sobrang thank you sa mga advice, laking tulong talaga , para ma discipline Ako Ng bonggang bongga ,

God bless good sharing

I'm 21 years old. My family often call me "gastador" or "bilmoko". I can really say it myself that I am very magastos and impulsive. There are things I buy that I regret, and marami ring nasasayang esp when it comes to my skincare. It's like a smoking addiction for me and now that I am almost graduating, I want to change na for the better. They always tell me na hindi pwedeng hindi ako yumaman because of my "maintenance" for myself. I also do receive huge sum of money from my allowance and scholarships, but when people ask me kung magkano na savings ko? I have none at all. Thanks to your channel, I'm learning and I really do hope I can start na my journey to becoming financially stable and having my savings. It's never really too late and I want to start now, manifesting that as soon as I post this comment, money will be easy for me, money won't be a problem for me and I will be financially stable and contented. And a daughter who spoils her parents, because they deserve it✨💗🙏🤞

Thank you, Jax! I actually started saving this year for a new phone, but as I see the money growing, I feel like I’d rather just save it instead of buying one. (7 years na yung phone ko pero working pa naman)🤭

I reached my first 100k last Dec. 2022 but then I bought an Iphone and Ipad, and resigned in the same month. I was at my lowest that time, and I wasn't able to think right. But it motivated me more, and now I'm on my 200k. Slowly but surely!

I moved to Dubai last year October 2024 and I reached my 100k in 1 yr.
Arrived in Dubai October 23, Got my first job and started working November 1 2024, Paid my utangs and all my bills (rent, food, etc). Since college I always track my expenses and meron din akong monthly financial plan since maliit lang ang allowance ko. I spent money wisely talaga! Worked in Ph for 2 yrs pero sobrang liit ng savings kaya I tried to work abroad. Now, still going and wanted to end this year hopefully with more than 100k as savings ❤

Very inspiring! I wish I were younger. I did not have enough when I was younger. For 5 decades, I was working for money, the 8 to 4 job, the salary is just barely enough. Now retired, I have enough through pension I receive. Still learning from your sharing and just wish sasa, sana bata bata pa ako. There are still tips i learn from you. Thanks

I watched this video for the first time 8 months ago, wala pa akong job nun. Ngayon 6 months na akong may work at may ipon na 5,500 sa bank. Malayo pa sa 100k but still step by the step sasakses din tayo 🥹.

Im someone who already reached their 100k way way back pa but i still watch these vids because it's really relaxing listening to you yap. Pls make more of theseee!

stumbled upon your video while scrolling and it’s really timely given that I just started my first job (minimum wage). This inspired me to save my first 100k. Will go back here once I reach my goal!!! Thank you for inspiring me 🥹🥹

I am on my way na. ❤❤❤❤

Hi Jax, just want to say thank you for making this video. I’m only 24 and currently in my 50k marked

I will check back in once I reach 100k.

Ang magandang content is ung mismong na EXPERIENCE ng mismong blogger Yung topic .. na pinaguusapan..

and thank you for that detailed info.

Huhuhuhu 1m goal ako kakapanuod ko lang ngayon sayo. Omg this is the sign! Thank you lord nakita kita

Started my savings journey last year but I feel it only officially started now. Only small deposits like 200-500 per week and I couldn't always deposit weekly but I am 5% of the way to 100k

Slow progress is better than no progress

I will go back here once I reached my first 100K!! Thank you for inspiring me to start Jax. May God bless you more, please keep safe and enjoy life 😊😊💓💓

Nakakalimutan ko na kung kelan ko 1st napanoud to and I was so inspired and now I just want to come back here and share some wins of mine – as of August officially debt free na ako and building my emergency savings 🙏

Naalala ko yung saving habit ko noong bata pa ako yung pamasko ng pamilya ko na naka ampao tumawid na ng ilang pasko nasa damitan ko parin yung ampao. Now nakita ko sa video mo. May malaking impact yung apao sa young para magsaving.

Even if I'm 60 years old already I still learn from you.

Hi Jax! Is it safe to save money on digital banks? What if mawala ung money saved on these accounts, pano kaya mahahabol ung ganon? Looking forward to your advice on this.

Thanks for this inspiring video, may chance pa ako makapag ipon. Although mahirap ksi mas priority ko anak ko.

Not too late pa naman😊na makapag ipon😊😊.

I have 20k basic salary and after 1 year sa current job ko, I reached my first 100k today excluding my mp2 savings. May upcoming gastos na medyo malaki pero ok lang haha

Ayan yun di ba? Ayos lang vlog mo wag mong iyakan yung 100k mo kasi nasa akin yun g500k money mo naibigay ko sa iyo sa erican Express bnk VIP card holder kasi ako..

Ikaw lang client ko nung maliit ako

I am in the US so my goal is in US dollars. I have been really trying to save my first $100K. And I always encounter setbacks and after setbacks (which is my own doing most of the time) that makes it so painfully difficult to reach that goal. It's been years and decades now and yet somehow …. napakalayo pa rin niya. I now have $72K in high yield savings account and I can't wait to get to 100K someday. I will let you know when I finally get there and I hope to celebrate that day with you – kahit virtually lang. (feeling close now?) Haha. I enjoy your vids, by the way.

i just recently stumbled upon your video, the 1st was yung tips for savings in digital banks and mp2. I am 33 y/o and lubog sa utang. When I watched your videos it made me inspired. Nag start na po ako agad dun sa 5k savings. Thank you, Jax!!!!

I am happy i finally found someone who's not selfish to share about everything- financial struggles and success is an open book to you for us to learn. And i have lots of regrets about my finances i earned but i wasted it almost nothing left to me. Instead of saving i've done the opposite kac nga di ko namamanage ng maayos yong money ko. Hayyy… so sad i always thought of saving but i cannot help spending because of necessities.

You are one of my inspirations. I just reached my first 100k savings! Will continue until I reach my first 1M

Who did you mention in the 2:43 mark? Could not make out the name. Would love to learn from him/her, too. Thank you Jax.

Thank you Jax! Super duper appreciate ko ung ganitong content. Thank you for sharing your knowledge when it comes to handling money. Not all were blessed to have a financial literacy kaya struggle talaga. Hopefully one day I'll be able to look at my savings account and smile na this is it. This is my hardwork.

Almost there😊

so much inspiring and convincing. thanks for your honest motivation and inspiration. I stand for it if nakaya mo kaya ko din. now manifesting for my first 100k . BLESSINGS to you more and to your channel 🎉

‎Hello Jax! Everyone. I want to save my first 100k pero I'm facing a dillema. This story is kinda long, I need advice po huhu. Sana mapansin.
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‎Ipakilala nyo nalang po ako bilang si , 20F. Nakapasok ako sa contractual na trabaho, hindi bababa sa 45k every month yung sahod. Paid in two installments, and last July 15 ako nag start mag work. May bonus pa na 10k sa pa-challenge nila bago sila mag hire ng people. I did some auditing sa financials ko. And apparently, sa 67.5k na income ko+10k bonus, 18k savings, 60k na ang nagastos ko. Bata palang ako, I know there's no need to rush. Pero personally, parang mas maganda na habang bata palang nag iipon na 'di ba? Tsaka it's  important to be mindful of your finances para you don't end up being gastador. I don't know if malaki ba ang nagastos ko, or tama lang? Sasabihin ko rin ang mga napag gastusan ko.
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‎I made promises sa family ko, I want to help them with this blessing. I also have a someone, 22M. Ahm, please don't judge him, ayaw nya kasi umuwi sakanila kasi their house is not a home. Problematic and chaotic so he chose to be with me, all the time. Basically we're living together. Ahm, I pay all the finances. Boarding house, groceries, maintenance ng motor, gas—name it. Though he have some allowance naman, 10k. Not monthly though, parang every 5 months. Scholar din kasi sya. Kaya din sya nakabili ng motor nya and ahm, treats his family too. Our relationship setup is like I take care of the finances, while he takes care of the chores and me.
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‎So, here goes. Since bata pa ako, hindi ako gastador, family-oriented, I think 60k spending is too much in just a matter of 4-5 weeks. Pero here ang mga nagastusan ko,
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‎Laptop – 14000
‎Tablet Installments – 6000
‎Boarding House – 3100
‎Groceries – 5000
‎Helmet – 4000
‎Maintenance – 4000
‎Gas/Transpo – 1500
‎Internet – 500
‎Family Treat – 3000
‎Sister Debt – 4000
‎Bag&Shirt – 1000
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‎And I think we just spend 14k for eating out on carenderias and fast foods? I mean, we do cook sometimes naman. Pero yung pag rides rides siguro namin, celebrating our monthsarry and like just treating him out since finally we can treat ourselves better than we did last year. Hindi na araw araw sardinas tsaka tuyo.
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‎I promised my younger sisters I will buy (D) a tablet, and (J) something whatever she wants, and my elder sister a cri-cutter. By the end of the year, I should have 10k for my siblings set aside, 8k for my sister. I want to spoil my siblings so much kasi kami-kami nalang naman yung magsusuportahan at the end of the day. I also have to pay my tablet installments, 12k by December.
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‎Anyways, I have a goal sana. I computed kanina and saw na by the end of the year, setting aside the 67.5k na nakuha ko na, I will accumulate 180k income. I was like woah! That's freaking big! 250k in total. So, I was thinking, hitting my first 100k as soon as possible with this big income. But also, I want it to be 150k. Lol, I don't know what to do anymore.
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‎After 100k I plan on investing it on assets—business, stocks, savings, REITs. Pero pag-aaralan ko muna. Tataya muna ako sa sigurado, like MP2.
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‎I don't know what to do with these, and I don't want to be mindlessly spending then be guilty about it later on. I need y'all's advice po huhu.
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‎Thanks in advance!

Starting my 100k challenge to myself as breadwinner of the family 🙏🙏🙏 wish me luck.thnk u🤗🙏

I'm a new subscriber buti nalang nagpakita and videos mo on my acct. I love your advices. I hope I can achieve these goals din someday. Start ako ng 20k haha then next 50k up to 100k na. Pray for me😅 same po tayo nakatago angpao pero nagastos na pera 🥲

I worked in corporate for a year, and I only saved 10k after haha. Super irresponsible ako sa finances before. But now I transitioned into a VA role and I work from home. Grabe yung difference ng natatabi ko from before to now, and on the way to my first 100k!

KUYATEEEEE HAHAHAHA THANJ YOU PO SO MUCH FOR THIS VIDEO 19YEARS OF AGE, WATCHINH ALL YOUR EXPERIENCES SO THAT I AM AWARE AND GUIDED NA GUIDED PO AKO SAINYO, KAYO UNG NAGING FIRST FINANCIAL YOUTUBE TEACHER KO OMG, Everytime you say "I wish I could have started early, invested early, saved early" it makes me think to start indeed early while I am still young sk Thag I wouldnt regret at the end, BUT SEEING YOU SUCCESSFUL EVEN WITH ALL OF THOSE OBSTACLES AND REGRETS MADE ME EMPOWERED THAT EVEN THOUGH I may MAKE alot of mistakes, its never too late to start again, gave me hope 🥺🥺🥺

Very inspiring. I'm on my journey to 100k as well. Thank you for the tips, will definitely apply it.