Route your paycheck through your savings account and set up auto transfers to your checking account the day before your bills are due. Banks calculate your interest based on the money you have in your account daily. The more time you can have your money in your savings account the more money you will earn. This is best done with a high yield savings account (I use Capital One which is currently at 3.4%). This will easily net you a couple extra dollars a month.
You can then set up a second account as an actual savings account for emergencies, vacations, etc.
All excellent tips. I do most, if not all, of these. I find that most people dont do these because they work full-time in demanding jobs. They turn their brains off after work and on the weekend.
I agree with the music streaming if you can deal with the ads, but I can’t, I have a student membership for Apple Music which includes Apple TV (yeah who really cares about Apple TV except the Charlie Brown classics but that’s sarcasm) but I listen to SOOOOOO many albums if I bought them all it would cost me like way more than the 6 dollars I pay for Apple Music per month, it replaces radios, it’s what I use when I meal prep, when I’m cleaning, but if you can deal with the ads I vouch for this 110%
I recently started eating mashed potatoes instead of bread, and the feeling is sensational! 300g is more than enough for three servings, and potatoes are so filling, and they're cheap too.
I found The Silent Laws of Cash Power in a weird way- mentioned in a Reddit thread that got deleted a few hours later. No hype, no funnel, no reviews. Just raw ideas that flipped my thinking on money completely. It doesn’t give you steps. It gives you truths. Stuff that explains why some people break through with less effort, and why others grind forever with nothing to show. It’s not motivational. It’s liberating.
I used to think leverage meant debt or influence. Then someone sent me a link to The Silent Laws of Cash Power with no explanation. Halfway through the book I realized… I’ve been making money in public, while the real players do it in silence, inside the lines, but outside the spotlight. After that book, I started structuring differently. Not earning more- but controlling more. Huge difference.
A private wealth advisor once told me: “The ones who disappear didn’t go broke- they read The Silent Laws of Cash Power and moved in silence.” That quote haunted me until I found the book. It reads like a manual for ghosts: trusts, holding corps, banking techniques that don’t exist on your timeline. After that, I stopped posting and started positioning.
I recently in the last month, have decided to change my pet’s diet to what they should be eating and not processed crap food, I will be changing my diet as well after I get them settled into theirs, and I’ve decided to go minimalist and just get rid of everything except what I absolutely need to operate every day. This decision has shot out into me, wanting to make my own toothpaste, shampoo, conditioner, soap, deodorant, gardening, canning,… The whole 9 yards to be self-sufficient as much as I possibly can in a condo with two balconies and a garage.
I did cloth diapers for my daughter. I did save a crap ton of money not buying disposables. During that time period I switched to tide powder. I found that I was saving money buying cheaper brands but my clothes weren't getting clean so I was having to buy more clothes. When I wash diapers I used a full scoop of Tide but then I figured out that my regular clothes did not need that much detergent. I have a high efficiency front loader and i just use to line one for every single load I wash. That box of Tide that's $25 at Costco when it's on sale lasts me over 6 months. The box is also made of cardboard and not plastic. And yes there's going to be people that say that I should use all natural detergents and whatnot but I have kids and their clothes get stained and those natural detergents wind up not getting the stains out and it costs me a ton of money. This works for me and if you don't like what works for me please scroll on. I'm just letting some people know what works for me to see if it will help them.
I have used tutorials to replace the motor for my driver's side window and recharge the AC in my old vehicle. I replaced a bathroom faucet – I learned how from YouTube university.
We go out to eat for birthdays and that is it. We went from March to September without going out to eat. We did get takeout a couple of times though.
Rags instead of paper towels, bidet instead of toilet paper. Bleach and vinegar instead of expensive cleaners. Rotate streaming services Or get rid of them. Exercise in the house or outside instead of fitness clubs, put a timer on your water heater, vacation mode on your water heater when you're not there for periods of time, share services with neighbors, garbage, internet etc. change your cell phone service to a budget one like mint mobile.HYSA. garage sales, Goodwill second hand used.
Stay out of the stores. Shop farmers markets. Eat whats in season. Dont buy soda or junk food. Cook once and eat several times. Cook proteins plain so you can change it up. Plain chicken can be turned into tacos, chicken salad, put over a salad, in burritos, etc. Cooked rice can be turned into fried rice, add to taco bowl, or desert, etc.
Try Aldi’s pick up! If you spend enough it’s free and they won’t accept a tip. You will pay a tiny amount for the bags but it stops me from buying extra things and saves time 🎉
Shop at goodwill and other thrift stores, im heading to goodwill today looking for some kitchen items that are probably cheap enough at the store but id rather shop at goodwill first
![[Bombshell News] Consultants say we’re DANGEROUSLY near a recession 🚨](https://i.ytimg.com/vi/DvnKvkjdsMc/maxresdefault.jpg "[Bombshell News] Consultants say we’re DANGEROUSLY near a recession 🚨")
Starbucks is not burnt coffee
Route your paycheck through your savings account and set up auto transfers to your checking account the day before your bills are due. Banks calculate your interest based on the money you have in your account daily. The more time you can have your money in your savings account the more money you will earn. This is best done with a high yield savings account (I use Capital One which is currently at 3.4%). This will easily net you a couple extra dollars a month.
You can then set up a second account as an actual savings account for emergencies, vacations, etc.
All excellent tips. I do most, if not all, of these. I find that most people dont do these because they work full-time in demanding jobs. They turn their brains off after work and on the weekend.
I agree with the music streaming if you can deal with the ads, but I can’t, I have a student membership for Apple Music which includes Apple TV (yeah who really cares about Apple TV except the Charlie Brown classics but that’s sarcasm) but I listen to SOOOOOO many albums if I bought them all it would cost me like way more than the 6 dollars I pay for Apple Music per month, it replaces radios, it’s what I use when I meal prep, when I’m cleaning, but if you can deal with the ads I vouch for this 110%
I recently started eating mashed potatoes instead of bread, and the feeling is sensational! 300g is more than enough for three servings, and potatoes are so filling, and they're cheap too.
Well, no. It daughter is getting married this weekend!😅😅
I found The Silent Laws of Cash Power in a weird way- mentioned in a Reddit thread that got deleted a few hours later. No hype, no funnel, no reviews. Just raw ideas that flipped my thinking on money completely. It doesn’t give you steps. It gives you truths. Stuff that explains why some people break through with less effort, and why others grind forever with nothing to show. It’s not motivational. It’s liberating.
I used to think leverage meant debt or influence. Then someone sent me a link to The Silent Laws of Cash Power with no explanation. Halfway through the book I realized… I’ve been making money in public, while the real players do it in silence, inside the lines, but outside the spotlight. After that book, I started structuring differently. Not earning more- but controlling more. Huge difference.
A private wealth advisor once told me: “The ones who disappear didn’t go broke- they read The Silent Laws of Cash Power and moved in silence.” That quote haunted me until I found the book. It reads like a manual for ghosts: trusts, holding corps, banking techniques that don’t exist on your timeline. After that, I stopped posting and started positioning.
I recently in the last month, have decided to change my pet’s diet to what they should be eating and not processed crap food, I will be changing my diet as well after I get them settled into theirs, and I’ve decided to go minimalist and just get rid of everything except what I absolutely need to operate every day. This decision has shot out into me, wanting to make my own toothpaste, shampoo, conditioner, soap, deodorant, gardening, canning,… The whole 9 yards to be self-sufficient as much as I possibly can in a condo with two balconies and a garage.
I did cloth diapers for my daughter. I did save a crap ton of money not buying disposables. During that time period I switched to tide powder. I found that I was saving money buying cheaper brands but my clothes weren't getting clean so I was having to buy more clothes. When I wash diapers I used a full scoop of Tide but then I figured out that my regular clothes did not need that much detergent. I have a high efficiency front loader and i just use to line one for every single load I wash. That box of Tide that's $25 at Costco when it's on sale lasts me over 6 months. The box is also made of cardboard and not plastic. And yes there's going to be people that say that I should use all natural detergents and whatnot but I have kids and their clothes get stained and those natural detergents wind up not getting the stains out and it costs me a ton of money. This works for me and if you don't like what works for me please scroll on. I'm just letting some people know what works for me to see if it will help them.
I have used tutorials to replace the motor for my driver's side window and recharge the AC in my old vehicle. I replaced a bathroom faucet – I learned how from YouTube university.
We go out to eat for birthdays and that is it. We went from March to September without going out to eat. We did get takeout a couple of times though.
No spend is insanely impossible????
Love this. Thank you soooooooo much
This deserves to go viral.
Rags instead of paper towels, bidet instead of toilet paper. Bleach and vinegar instead of expensive cleaners. Rotate streaming services Or get rid of them. Exercise in the house or outside instead of fitness clubs, put a timer on your water heater, vacation mode on your water heater when you're not there for periods of time, share services with neighbors, garbage, internet etc. change your cell phone service to a budget one like mint mobile.HYSA. garage sales, Goodwill second hand used.
Hey, how about dressing up as Xena: Warrior Princess and her sidekick, Gabrielle for Halloween this year?!!
Renegotiate yourbills? Rent a room in your house? Give me a break
Those freebie TV requires internet for which you have to pay for! The only free TV is antenna TV but you have to pay for electricity.
Stay out of the stores. Shop farmers markets. Eat whats in season. Dont buy soda or junk food. Cook once and eat several times. Cook proteins plain so you can change it up. Plain chicken can be turned into tacos, chicken salad, put over a salad, in burritos, etc. Cooked rice can be turned into fried rice, add to taco bowl, or desert, etc.
I make my own sour cream by mixing Greek yoghurt with vinegar.
Try Aldi’s pick up! If you spend enough it’s free and they won’t accept a tip. You will pay a tiny amount for the bags but it stops me from buying extra things and saves time 🎉
Go to local grocery store to cook yoyr own food when traveling. If eating out, do lunch
Shop at goodwill and other thrift stores, im heading to goodwill today looking for some kitchen items that are probably cheap enough at the store but id rather shop at goodwill first