The Chinese language Secret to Saving Cash Revealed

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Hump Days Publication ➭ https://humpdays.substack.com Here is how the Chinese language save a lot cash. China’s Gross Financial savings …

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47 COMMENTS

  1. My first out of college job was a $12/hour job. I worked there for 9 months and saved $10k. Pretty much 98% of the gross income saved. I bought a $300 watch and spent on nothing else. Lived with parents, paid no rent. I pre made my own lunch. Disgusting food i would never eat ever again. I am now a millionaire, when i retire in 30 years, i expect nothing less of 10 million in our asset. Early grinding and ethics will pave road for future success. Dont fall for resentment and the notion of victimhood. Focus on you and work hard.

  2. I really enjoyed this video on the principles of saving money. Teuth be told saving isn’t just about numbers, it’s about mindset and discipline. I once read a book called Atomic Habits and what I learnt is that big comes from many smalls, and that applies so well here. Small daily choices, like avoiding unnecessary expenses and focusing on long-term goals, make a huge difference over time.

    One thing that really helped me is tracking my spending because every penny should be accounted for. I’ve also started using Valuecom when I shop online, and it honestly helps me save by finding real discounts so I don’t overspend on things I actually need.

    Of course, treating yourself once in a while is fine, just don’t make unnecessary spending a habit. Since prioritizing needs over wants, I’ve noticed positive changes in my finances. This video was inspiring and makes me want to stay disciplined and aim for financial independence. Much love.

  3. The credit system is also very unlike the West. The norm is social lending, from family and friends (usually no interest). That’s how average ppl can buy a car or house outright. My parents bought their first home in the US by borrowing from their friends in China. Social bonds are stronger, but there is a downside, a lot of time effort and money spent building and maintaining a social network.

  4. Dude saving money and avoiding debt is awesome. I spent my 20's over spending. I over spent so bad some times I would get paid and was flat broke 30 minutes later. But in my 30's I started being cheap and focusing on saving. The sense of security having money in the bank, there isn't anything like it.

  5. My parents are not Chinese but grew up during the Great Depression. I remember my mother telling me one time if they didn't grow it or kill it then they didn't eat. I was taught as a teenager to budget out every dollar, save for future items, and always pay myself first for retirement. This is an excellent video.

  6. I’ve been saving for a long time instead of investing, and right now I only have about $516k. I'm not sure how to make it grow, considering all the inflation, into something substantial that I might use for retirement. I’m just here for ideas

  7. I’m 45 now, and looking back, I’ve made so many financial mistakes — chasing upgrades I didn’t need, buying on credit, and wondering why I could never get ahead. The part about zero-based budgeting really hit me. I used to just “hope” there’d be money left at the end of the month, but most times there wasn’t. This video showed me a different mindset: every dollar should have a job. It won’t be easy to undo years of bad habits, but this gave me a clear starting point to finally take control of my money.

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