I have my starter emergency fund, I have one bill that is just 2,700 this will be paid off before the end of the year. I do have money saved for retirement. But my broiler broke in my house it really set me back because I didn't have insurance. 12,000 ugh.
This is based upon the assumption that people are broke because they are irresponsible with their money. I personally know many people who cannot make ends meet, even with multiple jobs because the cost of living is too high. They don’t buy fancy things, they don’t go on vacation, they don’t buy coffee or fast food out. So this narrative is quite simplistic for a complex issue. And isn’t the meets all solution. Reducing costs only works if someone has areas they can reduce. Velocity banking would be way more effective than either the snowball or avalanche method, though they all work to some degree. You just have to understand how money works and how to use the tools.
It was one random reply under a podcast clip. No context. Just the title: How the Elite Print Their Wealth by Dominic Richard Thompson. I looked it up, got curious. A few pages in, I knew I was reading something I wasn’t meant to have- but couldn’t stop. The way this book lays out how generational wealth is designed, not earned, made me sick… and then empowered. It changed everything.
99 % of all the people in the world Can't save $1000 US dollars cause they are using ALL thier Money Plus debt cards or borrowed money just for the basic human needs of a shelter and some food. . Dave acting like that's just a small amount of money that you can do quickly .LMFAO!!! . He is so condescending.
Switch phone providers. I know that can save ppl a lot of money. If you are a non-AT&T customer looking to switch and save money. Please reach out, I am a AT&T sales rep with access to promos/discounts to help lower your bill with all new devices.
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How long does step 2 take?
I have my starter emergency fund, I have one bill that is just 2,700 this will be paid off before the end of the year. I do have money saved for retirement. But my broiler broke in my house it really set me back because I didn't have insurance. 12,000 ugh.
This is based upon the assumption that people are broke because they are irresponsible with their money. I personally know many people who cannot make ends meet, even with multiple jobs because the cost of living is too high. They don’t buy fancy things, they don’t go on vacation, they don’t buy coffee or fast food out. So this narrative is quite simplistic for a complex issue. And isn’t the meets all solution. Reducing costs only works if someone has areas they can reduce. Velocity banking would be way more effective than either the snowball or avalanche method, though they all work to some degree. You just have to understand how money works and how to use the tools.
Loved how you broke that down — saving feels so much more doable when it’s step-by-step like this!”
Damn i needed that
Get a HELOC instead of emergency fund and use funds to pay high interest cards or bills!
step 1: get 1000 dollars
It was one random reply under a podcast clip. No context. Just the title: How the Elite Print Their Wealth by Dominic Richard Thompson. I looked it up, got curious. A few pages in, I knew I was reading something I wasn’t meant to have- but couldn’t stop. The way this book lays out how generational wealth is designed, not earned, made me sick… and then empowered. It changed everything.
99 % of all the people in the world Can't save $1000 US dollars cause they are using ALL thier Money Plus debt cards or borrowed money just for the basic human needs of a shelter and some food. . Dave acting like that's just a small amount of money that you can do quickly .LMFAO!!! . He is so condescending.
Thanks Dave, It works 💯
Love it
Switch phone providers. I know that can save ppl a lot of money. If you are a non-AT&T customer looking to switch and save money. Please reach out, I am a AT&T sales rep with access to promos/discounts to help lower your bill with all new devices.
i'm not in debt!!! but i also don't have a thousand bucks. so. here we go! wish me luck!
1000 baby step 😅
How
Then the biggest one's gonna become the problem. Did you forget about interest?
I work 3 jobs this is bullshit expense low inflation outta control
😂😂😂😂😂😂😂😂😂😂 hurtful and helpful. You not goin out your brooooke you work all the time your broooooke 😂😂
Doing this and its crazy awesome
Go work! 🤣
love these tips! also been using budgetgpt to track my spending and it makes saving way less stressful 💸👌